I noticed that transfer companies usually charge fixed amount for each transaction, so donating $1 can easily incur 30%+ fee.
So I would like to find a rule of thumb to minimize the fees yet cover all projects I like
Any tips?
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Pick 4 NGOs per year. Donate 10% of income at the end of the year to them evenly.
Next year pick another 4 NGOs that you think did great work that year.
Liberapay, 12$/year to any open source project I use. It isn’t much, but its what I can afford.