r/business • u/TheGoldenBoognish • 21d ago
Delta to add $200 monthly health insurance charge for unvaccinated staff
https://www.reuters.com/business/aerospace-defense/delta-add-200-monthly-health-insurance-charge-unvaccinated-staff-2021-08-25/97
30
u/vertigo3pc 21d ago
On the one hand, I want to see more people get vaccinated. However, I don't like that we have a healthcare system that can be punitive and still tethered to employment.
142
u/[deleted] 21d ago edited 20d ago
[deleted]
15
u/bodyknock 21d ago
Interestingly apparently businesses offering financial incentives to lose weight isn’t effective according to a 2016 Penn Center study. Their finding were basically that simply paying people money in their paycheck didn’t work because there wasn’t enough immediate feedback to reinforce the good eating habits.
Weight-loss incentives for obese workers don't work, study says (Chicago Tribune, 2016-01)
-1
71
u/Isaacvithurston 21d ago
lmao as someone who got fat and unhealthy as all hell I agree. Idk when we decided that being fat was just normal and ok, it's not. I'm glad my friends ribbed me about it enough to start getting back in shape.
26
u/Nonsequitur30 21d ago
I once worked for a company that offered “free” health insurance. That being, it meant you had to work out (just walk) a thousand steps a week or something. It was really easy to hit. They also had a very strict no smoking policy. Cigs or weed. Even in your personal time.They did not hire smokers. That place had more obese people working than I have ever seen. And t was not country cookin!
5
u/Dragonasaur 21d ago
Manulife has that by offering free Apple Watch (through payment reductions) if you meet their monthly health goals
3
u/NOS326 20d ago
How did they make sure you weren’t smokers?
Edit: saw your other reply about the honor system. That surprises me because I can’t picture people being truthful about that.
1
u/Nonsequitur30 20d ago
No, honor system was for working out. Every week HR drew names to give people random drug tests for weed and nicotine.
2
u/njtrafficsignshopper 21d ago
Did they make you wear a step monitor or something
7
u/Nonsequitur30 21d ago
No, it was the honor system. And people ha e been investigated and fired over lying. They had a gym and showers. So I used to workout during my lunch hour. They may have changed it now. That was 6 years ago. I’ve since moved on
1
24
u/skilliard7 21d ago
Not legal under the Affordable Care Act(Obamacare). You cannot charge more based on a pre-existing conditions, and obesity is a pre-existing condition. The only things you can charge more for are age(up to 3x difference max), smoker status, location, type of plan.
In fact, it would not surprise me if Delta gets sued over this policy. Some people genuinely cannot get vaccinated due to underlying conditions.
15
u/PGLiberal 21d ago
I am sure if you legit cannot get vaccinated due to a valid medical reason Delta could contact their provider, provide the proof and the provider would exempt that person.
1
u/Moarbrains 21d ago
What reasons are people not able to get vaccinated?
8
u/PGLiberal 21d ago
You could be allergic to something in the vaccine, however if that was the case chances are another vaccine would work. However I'm sure there are some allergies that affected all the vaccines (i'm not a doctor) but I do know my friend couldn't get the Pfizer because of that.
Also if you got autoimmune disorder taking the J&J might be a bad idea but taking the Pfizer/Moderna should be fine
So in short the only type of people that I think can't get the vaccine are people who are both autoimmune compromised (no J&J) plus have a serve allgeric reaction to one of the things inside the Pfizer/Modera
With that being said that group of people is going be a VERY SMALL GROUP of people.
Also of right now no one under 12 can get the vaccine
2
u/Scary_General22 20d ago
Most of the time it’s an egg allergy. The US govt owns millions of chickens for such occasions as an emergency vaccine. The egg white is used to house the vaccine. However if you’re allergic to eggs; having it shot into your bloodstream can cause issues. I appreciate ppl having a calm rational discussion about this topic thank you
1
u/Moarbrains 20d ago
I think we made a large mistake by by prioritizing vaccination compliance so highly that we are not allowed discuss any negative points.
Every action has a cost benefit ratio.
1
1
u/HoppyMcScragg 20d ago
I know eggs are used in the annual flu shot, but they’re not used in Moderna or Pfizer’s Covid vaccines.
There may be some other sort of allergies that could be triggered by taking a covid vaccine, though.
1
u/Scary_General22 20d ago
They are used in Johnson and Johnson. It’s just one example of a few. Thank you for the clarification tho. I think the CDC should do a better job educating us on what MRNA tech is in its entirety.
2
2
u/B4SSF4C3 21d ago
I’d be OK with this, although would need to change the law. Entirely appropriate.
6
u/nosoupforyou 21d ago
Problem is that is that this opens the door to charge more for people who sit behind a desk rather than work outside, or drink "too much" soda, even if they are fit.
Besides, it's not that people who are fat actually deliberately make the choice. It's that they don't know the right ways to lose weight. If you don't know how to do it, it becomes like trying to get your fingers out of a chinese finger trap.
I've been trying for literally all my life and I finally figured out how to do it without constantly failing. Even when I reduced my intake a lot and worked out, I'd eventually fall off and it would all come right back. It's exhausting, frustrating, and feels like futility.
2
u/divertiti 21d ago
Let's not kid ourselves here, it is a conscious decision.
3
u/nosoupforyou 20d ago edited 20d ago
It's really not, and I'm speaking as someone who has been fat since I was a kid.
Edit: if you hang around subreddits where people are finally managing to lose weight (r/intermittentfasting for example), you'd see the sheer joy and excitement of people who are finally figuring out how to lose weight without the futility, without the struggle, and with being able to keep it off. You'd understand it's not a deliberate choice to stay fat.
-8
u/sannitig 21d ago edited 20d ago
Right? Pretty sure heart disease is a more common cause of death then covid
This is just fucked up. Why is there such a push to get people inoculated... More so than putting the unhealthy machine (McDonald's, sugar foods, cigarette companies, oil companies) out of business
I mean I'm all for getting rid of disease but just stop, zoom out and analyze
Something larger at play here. Money??? Usually it's ALWAYS money and if not money........ Power.
I may be not smart enough to connect the dots, but I'm smart enough to recognize patterns..... It's actually in our DNA to do so, hence music.
Edit: thank you for whoever gave me that gold! You're able to stop, zoom out and analyze.
10
8
u/Boiled-Artichoke 21d ago
Because a covid hospitalization costs 40k and can generally be traced back to one decision, 2 actions that take less than an hour combined. The choice to over indulge in sugar, soda bad food resulting in eventual high medical costs is summed up by thousands of decisions.
→ More replies2
u/Delheru 20d ago
Heart attacks are actually financially pretty great. Obese people are in general fucking fantastic for the government.
Work until 65. Get 2 years of pension/social security, have medical emergency of some sort... cost $100k to treat and die.
The fit grandma who hangs on social security to age 96 and beats cancer 3 times ($2m each) is the one that stings, financially speaking.
Low-key smokers are great for government budgets too. They even pay tons of extra taxes!
1
u/Sambo637 20d ago
The main reason there's such a push is because this is an immediate in-our-face issue with a very clear and relatively easy solution.
I'm glad you're smart enough to see patterns, but remember that more accurately what's in our DNA is the ability to address short term risks where immediate danger is perceived. Longer term risks with less obvious consequences are just hard for us monkeys.
Sure money is involved, but getting people to zoom out at all is no easy task. At the end of the day, getting people vaccinated is just a simple solution to a big problem. But there is just no similar quick fix for obesity and much less for the climate crisis. These are complex issues which require many tradeoffs along the way to tackle.
-3
u/TheAutoAlly 21d ago
Yes. I agree. Where does it end ? How about we charge more for gay people who are not on prep? Extreme sports ? Where does it end.
2
u/Delheru 20d ago
Universal healthcare or maybe your lifestyle impacting your cost profile is not unreasonable.
The fun thing is that being fir should actually raise your insurance costs, because you will live to be treated a lot longer.
An obese smoker is financially speaking absolutely fantastic to health insure. You know they will get cancer, but it's also pretty certain they will die because of it if they are fat.
The painful ones are those that reach their 90s.
-7
23
u/user-0x00000001 21d ago
delta variant strikes again!
8
u/Cuddlyaxe 21d ago
lol if you read their memo they refused to use that name and used the scientific one instead
0
19
23
u/[deleted] 21d ago
[deleted]
72
u/SnooRobots3379 21d ago
Smokers already pay more for health insurance and have for years.
7
u/S3CR3TN1NJA 21d ago
Couldn’t you just say you don’t smoke? Just curious.
18
u/anillop 21d ago
Yes you could. What if your insurance company finds out that you’ve been smoking when you said you didn’t and you have a smoking related illness they’re likely going to deny your claim.
1
u/S3CR3TN1NJA 21d ago
How would they find out? Like couldn't you just claim secondhand if you did happen to get a smoking-related illness? (asking for morbid curiosity not disagreeing, also not a smoker)
10
u/anillop 21d ago
Sure you can fight them. But you’re gonna have to sue them. And it doesn’t take much for them to go around and find evidence that you’re a smoker if you’re an actual smoker. Testimony from people who know you pictures that you may have taken coworker saying you’re constantly smell like smoke or have taking smoke breaks at work. These are all things that can be used to establish a reasonable belief that you violated your insurance policy and tried to commit insurance fraud.
Are used to share an office with a private investigation company that did insurance fraud and they said you wouldn’t believe how easy it is to prove these things because of social media alone. People put so many pictures of them up on the Internet all it takes is getting into their account to find evidence of fraud and 90% of the cases.
→ More replies3
u/S3CR3TN1NJA 21d ago
Fair point. I didn't even consider the social media aspect of it all. Thanks for taking the time to answer btw.
5
u/CrimsonBolt33 21d ago
Another point, especially once it goes to court, is that pretty much all cards are on the table...they could (the courts, not the company) have you pull up all manner of things like purchase history, take tests for tobacco in your system, etc.
There is a reason that rich people and companies often "settle" cases outside of court...going to court is a really complicated process where you have to give up any semblance of privacy for the sake of the case. This is on top of the fact that anything used in court is legally binding...it's one thing when you lie to so and so and you never see them again, it's a totally different thing when it hits your criminal record check (in this case, it would be for insurance fraud most likely) any time a company looks you up.
3
u/novacham 21d ago
Insurance companies hire investigators to investigate fraud. Like park outside your house and take pictures of you walking around when you claim to have a broken back.
5
u/txstoploss 21d ago
How would they find out?
"Insurance Investigator" is a real job and doesn't appear to be going away the way many other 'soft' fields are.
44
17
u/noodlez 21d ago edited 21d ago
Technically yes you could just commit insurance fraud by lying about your smoking status. But is it worth the consequences? Probably not. You're a smoker after all, you'll likely need that medical coverage. And if you show up with a clearly smoking related illness, they'll have a lot of questions for you.
2
u/SnooRobots3379 21d ago
You could. But if they find out you do, such as if you get diagnosed with a smoking-related condition you will be dropped and possibly sued for coverage they provided you to that point. Bad idea.
2
-4
u/QueryThePlatypus 21d ago
If we ever go state run healthcare I would expect these things to apply. You'd have a junk food and smoking tax
2
u/gamercer 21d ago
Why?
11
u/knubie 21d ago
Because it makes you more likely to require medical attention, which costs money.
5
u/gamercer 21d ago
Do any other countries with socialized medicine have this?
7
u/MichaelTheStudent 21d ago
I know I'll probably get flack for this, but several countries do have food taxes. The UK is most well known for their sugar tax though.
9
u/gamercer 21d ago
If that counts then the USA already has a smoking tax and many states already have a sugar tax.
4
u/MichaelTheStudent 21d ago edited 21d ago
I get what you're saying. I will ask this though, how do you define many states that already have a sugar tax? It's my understanding there isn't a single state with a sugar tax. City? Sure, but many have failed as well. State? Less familiar with that.
Edit: I'm downvoted for telling the truth. Not a single state in the US has enacted a sugar tax. Cities are not equivalent to states, and not that many cities have successfully implemented a sugar tax. There's too much diversity and differences.
2
u/QueryThePlatypus 21d ago
Canada has a smoking tax of almost 20 cents a cigarette and a sugar tax of 20 cents per Pepsi
1
u/knubie 21d ago
No idea, just explaining the “why.”
3
u/gamercer 21d ago
The question is: why did they believe that there would be a fat or asthma tax if nowhere where there is state provided healthcare does that occur.
→ More replies1
u/Delheru 20d ago
It's actually opposite at least in the UK. Obese smokers are the cheapest (lifetime) people they have beyond the miracle case that dies of old age without ever getting anything severe.
Expensive is people who are for and equipped with such a will to live they survive like a dozen diseases.
It would financially make sense for governments to pay people to smoke. Perfect citizen - he died a day after he retired, having not realized that he had cancer from smoking that had metastasized and only thing to pay for is palliative care.
1
u/fr0d0bagg1ns 21d ago
Because it increases their risk of health issues. Insurance is a company betting on their rates are higher than the cost of treatment, overhead, etc. It's the same reason why your car insurance rate goes up if you get in an accident or have speeding tickets. If you make choices to increase risk, your rates go up. If the government is running health insurance, it's easier to simply raise taxes on junk food than have everyone truthfully report how many bags of Cheetos they ate this month.
0
u/gamercer 21d ago
The point of state run healthcare is that you don't need insurance.
1
u/fr0d0bagg1ns 21d ago
It's the same principle. Just because you don't need an insurance plan, doesn't mean the government wants you to become a bigger liability on the system. Sure, the administrative and billing costs are lowered with state run, but healthcare still costs money. Incentivizing people to be healthier so they cost the system less time and money is in the government's best interest.
1
1
u/PaulMorphyTT 21d ago
According to a study on this, smokers and obese people actually have lower lifetime healthcare costs due to dying earlier. They also save social security a ton of money.
If cost is the concern, smokers and obese people should get a discount.
1
u/DerTagestrinker 21d ago
Wouldn’t unvaccinated people also die earlier?
3
u/PaulMorphyTT 21d ago
True, but dying too early isn't good for the economy. Ideally, you would die around 67-70, which is when fatties start dropping off.
2
u/DerTagestrinker 21d ago
Aren’t the vast majority of covid deaths older people and or people the preexisting conditions? (So, expensive long term health)
1
u/Gracklefink3950 21d ago
Sir/ Ma'am, we already have both of these things, right now, under for profit, private health insurance.
→ More replies1
17
u/BravoCharlie1310 21d ago
It’s their company, they have the right to make the rules. If you don’t like the rules, there’s the door.
7
6
4
u/danny_ 21d ago
I don’t have issue with This particular decision by Delta, but the blanket statement you just made is not correct. Companies cannot just make any rule they want and force employees to comply. That’s simply false.
→ More replies4
u/TheAutoAlly 21d ago
Does this apply for cakes too ?
2
u/divertiti 21d ago
If the cake business' rule pertains to a dangerous health hazard that is absolutely a choice, like vaccination, then yes it applies. If it pertains to a protected status that someone is born with and not one's choice, then no, it doesn't apply. It's a pretty distinction
1
u/TheAutoAlly 20d ago
How about gay people? Can we raise there health premium if they don’t take PREP?
→ More replies1
1
u/Moarbrains 21d ago
They will make whatever rules they can. Used to be more about looks thanhealth.
1
17
u/nwmisseb 21d ago
Sure I won’t force staff to get the vaccine. I will charge them for not getting it though.
Baggage handlers cannot afford $200/month.
Good for Delta.
5
u/damon459 21d ago
So they get the free shot and keep their cash, this isn’t complicated….. btw those baggage handlers aren’t that bad off at 32k a year…..
7
u/nwmisseb 21d ago
32K a year is barely 2K a month minus taxes and medical. A studio in Delta’s hun Atlanta is more than half that amount.
Taking $800 on top of that is suicidal.
But yes. A free vaccine is way cheaper. And safer.
2
u/damon459 21d ago
That's just their base pay though, it doesn't factors in profit sharing, employer contributions to their 401k and health insurance. If they aren't willing to get a shot they should be expected to cover their added health care costs.
1
u/divertiti 21d ago
32k a year is pretty much poverty line, if that's not bad, what is?
3
u/damon459 21d ago
Lol you clearly don’t know where the poverty line is….. Trying living on ssi or ssdi, that’s poverty! 32k a year for a single person is 250% above the poverty line. Nice try though.
1
→ More replies1
u/Dope_Panda 20d ago
You will argue for mega corps over charging insurance to there employees.
1
u/nwmisseb 20d ago
I will argue for people to get the vaccine and not put other people’s lives at risk.
1
u/Dope_Panda 20d ago edited 20d ago
By arguing for mega corporations. Vaccine doesn't stop the spread. They're leaky vaccines.
1
4
u/eyal0 21d ago
I predicted this would happen once the FDA approval comes in.
In this thread: capitalist redditors complaining about capitalist enterprise doing capitalism.
→ More replies
6
u/Pm-me_for-a-chat 21d ago
I understand for antivaxers, but what about people medically exempt? Like people prone to heart inflammation or blood clots. For some people it’s not a matter of choice and this could have a serious impact on them.
5
u/thewrightstuff88 21d ago
That is a legit question I had when I heard this. If you have a prior medical condition and can’t take the vaccine, I’m sure they have exemptions for that
→ More replies2
u/dukey 20d ago
Imagine if you had a serious adverse reaction to the first shot then being told you can never eat at a restaurant again because you hadn't had the second or potentially 3rd shot. In the eu the covid shots have caused over 2 million injuries half of which were classified as serious, ie required hospital.
→ More replies1
u/[deleted] 20d ago
[deleted]
1
u/Adminsrfascist21 20d ago
Which is kind of bullshit, they should have to pay more or the policy doesn’t make sense . I don’t agree with the policy at all because the absolute risk reduction netted from the vaccine is <1%, this whole thing is a joke
1
5
u/dontbeslo 21d ago
Good for them! Wish more companies did this. Also have premiums for excessive BMIs etc
3
2
u/Complex-Creme8783 21d ago
The amount of communist in here is scary
3
u/Dope_Panda 20d ago
The amount of betas in here is scary. Arguing for insurance companies to dab on Drumpf supporters.
6
13
1
1
5
u/[deleted] 21d ago
[deleted]
2
u/certnneed 21d ago
How about a $200 deduction for people who are vaccinated? Does that sound better to you?
1
u/songforthesoil 21d ago
I get why people say this, but c’mon it’s clearly different.
Obesity and a whole host of other medical issues are preventable, but through discipline over a lifetime. Not to mention complicating factors like healthier foods often being more expensive, etc.
The vaccine, on the other hand, is free, easily available to everyone, and only requires a shot or two that might make you feel a little under the weather for a bit.
I’m betting most people would not be obese if preventing obesity was as easy as preventing covid.
→ More replies
2
2
u/MultiSourceNews_Bot 21d ago
More coverage at:
Delta Air Lines imposes fee on unvaccinated employees (msn.com)
Delta Airlines will force unvaccinated employees to pay health care surcharge (politico.com)
I'm a bot to find news from different sources. Report an issue or PM me.
1
u/teafer430 21d ago
Only $200.00??
1
u/wienercat 21d ago
$200 a month is a lot.
To prevent it all you have to do is be vaccinated.
Get a free injection and not pay $200 extra month? dope
→ More replies-6
-6
u/skilliard7 21d ago edited 21d ago
I don't care what your opinion on vaccines are, this is pure greed. If Delta wanted to help people, they would offer a $200/month discount on health insurance premiums for getting vaccinated(or HSA contribution in the case of HSAs with premiums below $200). This is just about finding a way to save money on labor costs while looking like the good guy. Delta got Billions in government bailouts after spending $11.5 Billion in stock buybacks between 2013 and 2019, they can afford to pass on some of that bailout money.
6
u/graften 21d ago
Except it doesn't work. Walmart offered to let associates get the vaccine on the clock, plus a $75 bonus, and 3 days of paid leave if there were adverse effects from the shot.... only a small percentage of associates did it. They had to bump it up to $150 bonus and we are still not seeing a ton. For the corporate office and any position that visits multiple stores/DCs it has been mandated that you must be fully vaccinated by Oct 4th or you will no longer have a job with the company (there's an unpaid suspension first. But if you aren't vaccinated by then end of it you are gone)
3
u/NOS326 20d ago
I’m vaxxed, but even I can see why these incentives do not work.
I hate cockroaches. Let’s say someone offered to pay me $150 dollars to eat one. Extenuating circumstances aside, I wouldn’t get sick or have adverse health reactions from eating it. I just find them repulsive and can hardly stand the sight of them, let alone the thought of chewing on one.
Now take someone who actually believes that this vaccine will endanger them (again, not saying I agree with them, just trying to understand their mindset). If they actually believe what they claim to believe (the vaccine will kill them, cause fertility issues, make them sick down the line, etc.), does $150 seem like a fair price?
2
u/thewrightstuff88 21d ago
It’s more effective to make the pockets of those who can affect the healthcare system than it is to reward those who have a lesser chance. Money is a motivator and this is the most effective way to do it.
8
u/Mark_is_on_his_droid 21d ago
You understand that unvaccinated people are going to cost the company more money in premiums, right? They have employees who will cause them to incur costs, so they're offsetting the costs. This isn't rocket science.
0
-1
u/skilliard7 21d ago
So do people that do drugs, drink alcohol, are overweight, etc. Should delta require people to take regular drug tests and take their weights to determine premiums?
8
u/divertiti 21d ago
If those people's drugs, alcohol and overweight condition could potentially kill other people including their customers like a deadly contagious virus can, then yes they should take the same actions. Oh and they already random drug test pilots and safety personnel.
1
u/inanycasethemoon 20d ago
But it also isn’t a disincentive to employees who don’t get their health care through Delta and through a spouse/ partner’s insurance.
3
u/sandyshrew 21d ago
You're 110% correct.
Definitely better than nothing, but also not actually helping the primary workforce they have
1
u/divertiti 21d ago
They are offering $200 discount on health insurance for the vaccinated.
1
u/skilliard7 20d ago
They aren't, those that are vaccinated will be paying the same rate as they were. There is no discount.
1
u/divertiti 20d ago
The $200 is what the company pays on health insurance for the employee, the unvacinnated doesn't get that subsidy, and the vaccinated get the subsidy
→ More replies
-4
u/sannitig 21d ago
Woahhhhhhhh..... Is this legal?
Sounds pretty damn authoritarian
→ More replies8
u/damon459 21d ago
You have no right to affordable health insurance through your employer who partially fund said insurance. You can quit, or not take the insurance and buy your own coverage on the federal exchange where you will also likely pay more for coverage just like smokers do….
-11
u/puppymonkeydd 21d ago edited 21d ago
I hope this doesn’t become a trend.
Edit: I think you guys are getting me all wrong; the “trend” being business catering to the lowest common denominator rather than simply requiring these smoothbrains to get vaccinated. If you’re getting me all right than you’re a moron.
2
u/ElChaposTacos 21d ago
Unvaccinated people are simply more likely to seek care. Thus, they’re charging more. It’s the financial risk
-7
u/puppymonkeydd 21d ago
Do you honestly think 1200/yr is the cost of an ambulance, oxygen tank, etc? If companies REALLY cared about financial risk they would require vaccination. Businesses that tip toe around the dumbest human beings on planet earth are putting themselves at financial risk.
0
u/ElChaposTacos 21d ago
Delta does require the vaccination however people still aren’t getting it. Also, medical care is very expensive in the US so it makes sense. It’s just like the nicotine premium Blue Cross does.
→ More replies1
u/Mark_is_on_his_droid 21d ago
It's 2400/y and it's insurance, so like all insurance, that money will be pooled from the many people paying into it and be spent on the few who end up needing it adjusted by statistical models.
-6
u/red_beanie 21d ago
idk why youre being downvoted and i hope delta airlines takes a massive financial hit because of this decision they have made. this is a terrible precedent to set.
→ More replies2
u/puppymonkeydd 21d ago
It’s because people in this sub are woefully right wing and apparently morons too.
-7
u/X45ROBERT 21d ago
WHAT A CHINA COMMUNIST BULLCHIT DEAL THAT IS!
12
u/divertiti 21d ago
This is a private company imposing individual accountability on individual decisions instead of letting the entire group share them. This is about polar opposite to communism as you can get, this us rugged individualism and capitalism at work.
4
9
u/eyal0 21d ago
What are you on about? Charging more for people that are a greater liability is the most free market thing ever.
-2
u/everyusernametaken2 21d ago
Then they should charge fat people more
0
u/Delheru 20d ago
Fat people are actually cheaper over their lifetimes than fit people... particularly for government entities, unless they are so fat it hampers their productivity during their working life.
1
u/Leon_JDM 20d ago
Source?
3
u/Delheru 20d ago
NHS data. I personally saw it during a presentation by a NHS director at Oxford.
In fact it was prompted by an American student making this exact point.
Not public data that I am aware of, but the numbers he showed made sense (it was a finance class if you are wondering why these sorts of tables were there). I do not know where the data would be publicly, but it certainly seemed convincing and it does make lots of intuitive sense too.
(The main driver of this effect is that a ridiculous percentage of health are costs are from those over the age of 75, and the vast majority of those come from people who fight a terminal illness for years.. obese people seldom fight for more than a month)
→ More replies
-8
u/ToothlessBlackout 21d ago
“Business”
-12
u/sr603 21d ago
unvaccinated bad
7
-2
u/Ronaldis 21d ago
The average COVID hospital stay is about $20K and severe cases can top $400K.
$200 a month is not enough.
→ More replies
-11
u/sunset117 21d ago
They should lower it for real patriotic Americans, but fuck that would require a company to do the right thing so no chance
6
u/divertiti 21d ago
They did, real patriotic Americans are getting $200 discount vs. traitors working against America who are paying the $200 premium.
1
u/sunset117 21d ago
I get that, I meant “corporations” across the board doing it for those that follow the troops and such; I was unclear.
-34
u/red_beanie 21d ago
I hope they take a HUGE financial hit from this. literally half of the population/their employees are not vaccinated. this is just a huge cash grab for delta airlines under the cover of "charging the unvaccinated". this is just horrible and should be illegal.
23
u/miketdavis 21d ago
Uhhh, no. It is enormously infuriating that group health insurance rates are just subsidies for people who want to drink, smoke, eat and antivaxx their way to an early grave and the rest of us should pay for them.
I just want one fucking health insurance company to make a special group for healthy people. The rates will be great and BMIs will be capped. Geico? I'm looking at you to enter a new market....
7
u/Forrest319 21d ago
Bmi is garbage for measuring individuals. It's a 200 year old formula designed to measure populations. It doesn't scale well with tall or muscular individuals .
But yes, my health insurance rates being tied to so many unhealthy people is very annoying.
-17
u/[deleted] 21d ago
[removed]
→ More replies2
u/braveyetti117 21d ago
No it does not, that is what seperates viruses from bacterias
→ More replies5
u/CherenkovsWake 21d ago
It's more likely that they will stop paying for $200 of the company covered part of insurance, which is fully with their right to do since it'sa benefit. Say your insurance was $1600 per month. Company paid $1,200, you pay $400. Probably going to look like Company pays $1,000 and you pay $600. Just transferring more of the premium back on the employee on their before taxes deductions.
4
u/Benjammin172 21d ago
So this will either encourage more people to get vaccinated to avoid increases to their health insurance premiums, or it will mean fewer selfish, stupid people flying with Delta in an attempt to hurt their bottomline? Sounds like a win-win for the rest of us honestly.
0
u/B4SSF4C3 21d ago
For real, I’ve actually got a trip coming up that I’ve been dragging my feet on. Flying Delta now, even if it costs more. Gotta vote with our dollars.
3
1
1
u/geislerhood 20d ago
This is the way to encourage vaccinations, hit them in the pocket book. Good old capitalism for the win.
1
1
1
-13
u/CryptoPeezy 21d ago
Bring on the tyranny
2
u/Delheru 20d ago
This is companies having the power to do what they want. How is that tyranny?
It's also imposing costs on those creating costs... so I suppose you feel individual responsibility and capitalism are tyranny?
→ More replies2
0
42
u/sy144 21d ago
time to sort by controversial