Potato po-smorrebrod

Or add 1.5x leverage. Wild ride but you are likely historically to make it big - at least for a few years until it blows up ;)

Loads of here at /r/financialindependence or /r/fire who are working towards that goal.

Basically there is a few steps:

- it helps if you have a well paying job, but not strictly necessary if you can be frugal on an average salary

- save over 50% of what you earn in to cheap index funds

- rinse and repeat for 10 to 15 years

- Retire wealthy enough, to not have to work. Work a few years later, and you'll have quite the /r/fatFIRE life :)

I see myself done in about ten years, when Ill be 50 years old. Probably Ill work myself up to more fatty-fire at age 55-60 - part time at least.

Ali-G in da port!

Isnt that the way to do it though, use it all up and LIVE it until you die :)

Indeed. It's quite Ok, but for us who think about FIRE the final amount can be very low even if we put a lot in.

Yeah. Well if you are interested in a Rasmus 35 let me know. I'm entertaining the idea my wife gave me... To buy a bigger boat 😃

Indeed. That's why it's smart to buy stocks because they are highly correlated with money printing.

Sort of is because that could have been said for a few generations now (100 years). Overall the markets are up because our society has become so extremely productive. Sure other things like money printing has to do with it, but even so, if you print money owning firms will be a great hedge against inflation.

My level is more of a 35 foot sailboatFIRE ;)

Not maybe. Always. In 90% of the cases you will have an extremely low salary per hour of your effort. And it's gonna bleed money. Hey even my 35 foot sailboat, that's in pretty good shape, has cost me 15k this year alone.

I'm guessing you don't know much about boats, so the likelihood of making a bargain ... Not so likely sadly. One exception to that can be hurricane damaged boats, where you and a friend can buy a pretty nice boat overall but one that requires tons of hours. If the boat is expensive and you can fix it and get it to ship shape .. then that could have a better than ten percent success rate. But don't kid yourself, it's still gonna cost you an arm and a leg in that case.

For me it's 16%, or nothing!

It's 18.5% to be exact https://www.pensionsmyndigheten.se/forsta-din-pension/sa-fungerar-pensionen/sa-tjanar-du-in-till-din-pension

Yeah. You got zero to lose. You walk away with the money, they lost a deal. Worst case you can walk back låter and get the same deal. It's not like they are gonna make it worse since you walked away and took a look around. Go back and say, I went to the other dealership, they gave me this deal - could you make it sweeter?

I'm gonna be like; sure thing. Finally got time to fix thise things with the house you wanted me to do. No peoblemo. Shopping, sure. Do stuff with son, sure - that's one of the reasons why I did FIRE after all.

Calm down. He's just stating one if the reasons for the US loss. Nobody likes the Taliban here, we all hate them. But if we can't discuss why we lost of walk to the Taliban over after spending 2 trillion and thousands of dead western soldiers.... Then we won't learn shit from this defeat.

If you allow your allied troops to rape boys, forbidding your own troops to intervene (I bet they really felt disgusted), you aren't gonna win a war. Even worse, our defeat seems to have made the Taliban even stronger than every. Not because they are nice or respectable, but because we fucked up so badly.

There wasn't just aid, f.eg Trump withheld 1b in arms aid because they knew Pakistan was helping the Taliban to beat the US. They also got about five billions each year for humanitarian aid (lots of bribes in that).

There are several reasons the US lost its war, and one if those is definetly that ISI sent the Taliban an endless flow of new indoctrinated poor recruits from their madrassas. They trained them and gave them loads of support.

The US knew about it, but had zero leverage. Stop paying Pakistan; they close their airspace and can't fly in to Afghanistan. So the US basically ended up paying the Pakistanis towards their own defeat. Then theres several other reasons, like installing an extremely corrupt agfhani government everyone hated and using drone strikes that multiplied the hate towards the west...

Not trying to make Pakistan a scape goat, the US knew about it for a long time and failed miserably because of it.

Well. Everyone automatically gets 18% on top of their salary put towards pension. So the pension isnt something people think about. Everyone knows it's gonna be around 60%ish of their salary. But some really stick their head in the sand and hope for the best. Others do save and invest for retirement.

I don't think SWE jobs are that badly paid, average around 4k ish - I personally earn way more as a consultant.

Also remember that many things people in there countries has to pay out if pocket is paid through tax. We have tons of benefits, few countries can match.

But sat you have two well educated 4k salaries, both if them pay 33% ish tax... They got over 5.3k disposable each month. Interest rates are rock bottom at 1%, so my house costs around 600 euros per month. The rest is car, fun and food. I'd say most people can live quite well on that anmount. Swedes travel like crazy around since we have so much free time and disposable cash.

Really? I find most people on the FIRE path just being normal after a while. I do agree that several beginners kind of go wild and cult-ish like they found the light, but over time life normalizes and people relax their goals and live pretty normal lives. They just retire at age 40-50 instead of 65.

My own path was the same. In the beginning it was everything, now it's more like... Meh. A good goal, gives me tons of freedom in the future while I live a pretty normal middle class life... but... Taking care of my sailboat is more fun. That FIRE thing is more on monthly auto save mode.

Eh I don't know how the law is over there, but claiming somebody is raping me when I'm not is an actual crime where I live.

Imagine her getting a conviction for falsely claiming a police officer had raped her.

Thus /r/FIRE

Well... Her goals is kind of mine, so each to their own I guess. I got stated late too, and age 50-55 is where I see myself FIRE. Like her I earn very well in IT and that allows me to use the Löneväxling to reduce tax bill by about 26%.

I guess if this is relatable or not depends on where you are in life. To fire at age 55 is still a major achievement vs the average retirement age which is now being raised to 67.

Hell Guangdong hua is much more than just syllables. I lived there for twelve years and I still have extremely limited Cantonese. That dialect is freaking impossible to pronounce. Any westerner trying to say they know how to pronounce it correct without knowledge if Cantonese is gonna sound stupid to any Cantonese.

Don't know why you are down voted. It's actually not international law, it's EU regulation.