This was on the Josh Mat Sevan podcast, and about an athlete dinner at the games that both Mat and Josh were at, and was about a female competitor.

Appreciate the reply, will do.

Looking for help on investment strategy with Fidelity. What are your top funds, and what accounts do you fund them with? I am 25 with a taxable brokerage, ROTH IRA, HSA, and 401k. 401k goes into a 2060 target retirement fund, but other funds I use are: FASGX, FXAIX, FNCMX, FZROX, FFLEX 2060.

If you (or a cosigner) has a long-standing relationship with a bank or credit union, they sometimes offer student-specific loans. My parent worked at a bank, I got a loan through that bank, and the interest rate is about 2.7%.

Still not as good as Freddy’s ribs

They did a segment on him on the Raiders Hard Knocks a couple years ago. He was identified as a camp standout and they talked about his history. Convinced me to draft him that year in fantasy when he was a relative unknown.

I had a great social life, was in a fraternity, able to meet people and enjoy the proverbial "best years of your life". You should be able to balance, and that will make you a more well-rounded employee candidate as well because you'll have soft/personal skills.

Balance in my case was buckling down Sun-Thurs, going to class on Friday, and doing no school and enjoying life from Friday afternoon to Sunday morning. Repeat for 4 years.

Similar, but no.

I can comment on this because I interned for Airbus in the UK and now work in defense in the US! The pay is drastically different. Grad schemes at Airbus start at around 30K pounds, whereas the equivalent in the US is around 80k dollars. You start making "six figures" if you have an advanced degree or 2-5 years of experience.

I am a dual UK/US citizen and heavily considered moving to the UK after finishing school (in the US), but the pay difference didn't cut it for me. However, cost of living in the US can get high due to healthcare, school, and everything that is privatized as compared to the more "socialist" (I know, probably not the right word) aspects you get in the UK.

I got an MS and my base out of school was 100k exactly. I live near DC, so I'm not exactly raking it in but I'm comfortable.

class of 2018! boiler up

Sure you can. But to work in defense you need a citizenship or a green card. Right now the commercial side jobs are few and far between. u/pinkymd14 explained it probably better than I could. The international student from my grad school group also went into consulting, so that is always an option for engineers.

That's a good point. I'm kinda of the opinion you can get any degree if you work hard enough and are put in a position to do it at the right school. I don't think that takes away from how hard the classes actually are though. But then again "hard" is relative.

The school part was hard. Really hard. Depending on your job (mine is for a large defense contractor) it could be pretty laid back or high pressure depending on contract(s)

Aerospace Engineer

“I also knew that I didn’t want to work a second job, because i’ve tried that before, and that crap is very exhausting…”

Proceeds to write a whole post about having a side hustle or creating an online business/website, which is equally if not more exhausting

This was an incredibly poignant response.

They’re not technically wrong, he was a clemson football player - albeit a walk on. But to make that team you have to be around the top 150 football athletes in all of college football which is admittedly impressive.

The commentators are just exaggerating for a storyline. He is a more interesting case than “x rookie athlete out of a gym nobody has heard of who surprised out of a semifinal”. The same reason they keep mentioning Mal and Emma are 17, it’s just a more interesting storyline.

As someone with an IU mother-in-law and Purdue brother-in-law (from Carmel), and ND and Butler neighbors (from Fishers) who all go to the crossroads together every year, this made me laugh at how accurately you described it.

If your apartment complex has an online portal, check to see if you are allowed to use your credit card to pay rent. I am allowed to, but there's a $50 fee attached as compared to using a bank account / debit card. Is that extra fee worth building your credit? Probably not, but that's up to you. If there's no fee and you can do it, do it and pay off the balance each month.

My online portal allows me to use a debit card and uses a 3rd party to "verify" that I paid on time - and then that gets reported on my credit report/score. Also an option worth enquiring about. The downside is missing rent turns into a credit problem, instead of a landlord problem.

One last thing to consider is that if your credit usage approaches your credit limit, that can negatively affect your credit score. Albeit much less than the positive credit affect you get from paying it off in full every month, but your score could take a dip if you miss a payment and you just charged rent + groceries which could be 70%-80% of your limit ($2500).

Sounds just like my new crosstrek that I’m leasing.

I lease for the same reason - once the EV market opens up I don’t want to be burdened with a long-term loan on a car with rapidly depreciating resale value.

To decrease your utilization, you need to either increase your credit limit or decrease your spending against your credit limit. You can increase your credit limit by opening more lines of credit (e.g., a credit card). You can decrease your spending against your credit limit by paying off your student loans.

However, with a 790 credit score you really don't have anything to worry about.

In the ChemE industry an MS is not valued, it's typically either you take an entry-level job as a BS ChemE or you go get your PhD and start *slightly* up the ladder at any given company if you decide to go into industry.

Like OP said, it's generally net neutral - and depends on what you want your career to look like as far as what you want to do in industry (R&D, management, leadership).