Life insurance is really death insurance. You only need it if you are providing income to someone else like wife and kids. If you need it, term is a lot cheaper.

Afghanistan is not really a country. It is a collection of rural tribes in land no other country claims. Three empires have failed to tame it. The best we can do is bomb terrorist training camps as they sprout. It is not fixable.

GFY! Well done.

China produces double the CO2 compared to the US. Who is going to force them to stop?

Vim, ssh, git.

Same, though really more Devops than pure dev.

It's calpers, state of California, biggest public pension fund I think, though not federal.

Will also get about $1100 per month from SS, after wep reduction if I take it at 62.

Portfolio is only about 250k plus 50k cash.

But my ace is that my wife will keep working at least 9 more years since she is younger. And she makes 250k/year. Should be ok unless she leaves me for a young buck.

Half automatically goes to spouse on death. More can be provided to heirs or spouse for reduced payout. It's calpers. Lots of options.

Thanks! I was playing with Npv calculators but wasn't sure about some parameters.

Plan to retire in 2 years, but not so early. Will be 59.

How much would you value a government pension that is inflation adjusted, paying $4500 per month?

Congrats!

Will answer my own question. Received an answer from and attorney in Arkansas. Only one signature is required, the one granting the POA. A second signature can be done by the receiver, but is not required. That second sig can be notarized in a different state. Confirmed by a second attorney in Arkansas.