IMO, if you don’t have the time, don’t do the reno, unless there’s something really dangerous that needs to go, or you have a lot of money. Having a nicer looking kitchen isn’t worth adding even more debt, and it’s most likely not going to pay for itself when you sell (and why would it? The buyer would factor the reno in to the purchase price).
If you don’t pay for the labor and have the time.
IMO, if you don’t have the time, don’t do the reno, unless there’s something really dangerous that needs to go, or you have a lot of money. Having a nicer looking kitchen isn’t worth adding even more debt, and it’s most likely not going to pay for itself when you sell (and why would it? The buyer would factor the reno in to the purchase price).