GNU Taler is a Free Software payment system that preserves the privacy of payers while ensuring that income is visible to authorities.
GNU Taler is a Free Software payment system that preserves the privacy of payers while ensuring that income is visible to authorities.
I largely agree with you, although the language you use implies other perspectives i dont agree with. Most current CBDC’s suck huge amounts of ass, but i have two reasons i still think the digital euro will be good.
A regular credit card has all the issues you described, except the bank, government and an american company (visa or mastercard) have those powers, CBDC’s that work the way you described will only give the government and your bank that power, which still sucks, just slightly less. Of course the real risk is that they use that digital cash to phase out real cash, but that could happen anyways.
The digital euro is not what you described, the initiative’s website promises it will be useable offline, as private as cash. Quote: “Even when you use digital euro online, we would not be able to identify you based on your payments.”
Honestly european bankster telling me they won’t replace cash with CBDC (while removing more and more ATM in rural areas) and that we will be anonymous (while attacking privacy respecting companies in order to protect citizens from terrorist and money laundering) sounds like propaganda to me. But I will keep using cash as long as possible alongside Bitcoin, Lignting Network and Monero and NEVER ever enter this CBDC system.
I think that contradiction is easily resolved when you realise that the eu isn’t a monolith, and it’s three seperate groups doing each of those things (also all the attacks on privacy never make it through, still concerning though)
But for your plan for what payment options you’ll use I think that’s based and you should keep doing that.