Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
Mine is 667. I have never used credit cards, and I don’t have any debt. My partner, whose FICO score is 780, currently has about twice their annual salary in debt.
Almost to the max. Your score is likely low because you don’t use credit cards and are not building credit. Not that you want to carry debt over month to month, but the idea is that using them (and being responsible while doing so) shows lenders that you can be trusted to pay back your loans.