I’ve been fighting with my insurance company since May. My wife had a medical emergency and I had to take her to the ER at 3AM on a Sunday. The team of doctors treating her all agreed she needed to be hospitalized and have emergency surgery. She was admitted and underwent surgery and was out in three days.

A week after she was discharged we received a letter from the insurance company letting us know they had decided not to cover the $67k hospitalization bill because they had decided it wasn’t medically necessary.

So yeah, that’s great. Not to mention we had finally hit our $6,000 deductible (after I had cardiac issues and ended up in the ER the previous month) so insurance would finally have had to actually pay something.

So glad we pay them $1500 a month for them to make decisions on what is medically necessary and what constitutes an emergency after the fact.

Had my university call me up about a year after I had graduated. I was unemployed and had not been able to find a job post-graduation. I explained to the person that unfortunately I do not have an income at this time and was still living at home with my parents and trying to find a job. Their response: “Well do you have a credit card? You could use that to donate and worry about paying it off later.”

I still use this one! Makes me feel like a fancy lad.