The argument the person above you is making is that they also profit off people who never file claims in the first place. In fact those people are more profitable since they do not consume labor to process claims.
The Byzantine system of rules and coverage exemptions exists to disincentive people from filing claims just as it exists to give leeway to deny them.
Of course the overall point that paid claims must be less than premiums charged (and investment income) is correct.
Don’t see mention of fixes for the resume-from-sleep bugs that have been around since at least 6 :'(
No, not even close.
I’ve used Unix systems for years at work, and have dual-booted windows with various flavors of Linux at home for just as long. When I just need something to work, particularly something new or after a stressful day at work, I just use windows.
Why? Because it will just work. Maybe it won’t work precisely how I want it to, maybe it will send all my data to Bill’s push notifications, but it will run. In the rare case it doesn’t, a quick google will fix it.
Compare that to Linux, where most things will work most of the time. And when they don’t, you get to hunt through GitHub issues off-the-clock like a peasant, wading through comments from people with entirely different configurations and ‘dunno it works for me’.
Linux is for tinkerers, and for people who want a Unix shell and can’t afford a Mac, it has a long way to go to be more than that.
The ideal answer is compost, regenerative agriculture, and (better treated) human-sources waste.
Organic crop yields will almost certainly reduce a bit without animal waste fertilizer, but that is fine since crop consumption will fall by a greater amount due to not needing to feed a bunch of extra animals.
Bro delete this I just shi myself omw to work
An inherent flaw in transformer architecture (what all LLMs use under the hood) is the quadratic memory cost to context. The model needs 4 times as much memory to remember its last 1000 output tokens as it needed to remember the last 500. When coding anything complex, the amount of code one has to consider quickly grows beyond these limits. At least, if you want it to work.
This is a fundamental flaw with transformer - based LLMs, an inherent limit on the complexity of task they can ‘understand’. It isn’t feasible to just keep throwing memory at the problem, a fundamental change in the underlying model structure is required. This is a subject of intense research, but nothing has emerged yet.
Transformers themselves were old hat and well studied long before these models broke into the mainstream with DallE and ChatGPT.
There is always a tension between security, privacy, and convenience. With how the Internet works, there isn’t really a way - with current technology - of reliably catching content like that without violating everyone’s privacy.
Of course, there is also a lack of trust here (and there should be given the leaks about mass surveillance) that the ‘stop child porn powers’ would only be used for that and not simply used for whatever the powers that be wish to do with them.
The world bank isn’t involved so much in printing money - that’s central banks like the US Federal Reserve or European Central Bank.
They do love to force developing nations to adopt US-style capitalism by withholding loans for needed development projects. They also focus far too much on increasing GDP at all costs and do not give really any weight to increasing living standards or reducing inequality. Basically, think loans to institute Reaganomics and you won’t be too far off.
The loans pay for large capital projects (power plants, large-scale irrigation, etc) that are built by the state and then mandated to he handed over to private entities that then charge rents and extract wealth. Not every loan and program is bad, but there’s plenty to give pause when they are involved in a project.
Harris and Walz aren’t Millennials by any stretch. Harris is 59, Walz is 60. Spring chickens compared to Biden and Trump, but still 20 years removed from the oldest Millennial cohorts.
The war for Arrakis is the classic tale of a small number of colonizers against a larger, motivated, native population. The Harrkonens drastically underestimate the total number of Fremen, and try to fight stand-up battles while the Fremen simply ambush less protected targets. I thought this came across fine in the movie.
The more problematic undertone come directly from Frank Herbert, who had this theory that military prowess only comes from hardship (that’s why the Sardaukar are so tough - because the prison planet they are trained on is so harsh), and the Fremen are nigh-invincible fighters because Arrakis is so hard to survive on. This is a misconception that repeats across earlier anthropological study (e.g. ancient Sparta) and is closely tied to the ‘Noble Savage’ trope.
Also, there never was a fight against the ‘resources of the entire empire’, Paul and the Fremen fought and defeated the Harkonnens in months-long (movie) or years-long (book) guerilla campaign aimed at lowering spice production. Eventually the Emperor brought his personal forces planetside to restore order. Detachments from the other houses remained in orbit and were not permitted to make planetfall. This is when the Fremen play their trump card of surprise worm attack.
Beyond making them look horrible, they were marching towards a court ruling against the forced arbitration clause.
Once there is a precedent for the clause being unenforceable, the clause ceases to be a deterrent to legal action - every claim would be litigated at the very least to settle the question of whether arbitration is required in a specific case.
The US is the world’s largest oil producer. The US, however, does not export the most crude oil, but instead exports large quantities of refined products (gasoline, diesel, etc.).
The US was the largest exporter of liquefied natural gas in 2023.
Cats convert CO to CO2, and NOx to N2 (mostly irrelevant for this conversation). In closed space, the exhaust is still deadly, but you are correct in that CO would cause quicker death than CO2 displacing the oxygen.
Relatively low concentrations of CO will cause severe drops in red blood cell’s ability to transport oxygen, then follows unconsciousness and death. CO2 in contrast would require higher concentrations to be effective, as it would only reduce the efficiency of gas transfer in the lungs and lead to slow and painful decreasing blood pH - and a strong panic reflex and the ‘I can’t breathe’ feeling - until eventual unconsciousness and death.
Common misconception. He was actually saying most political violence is committed by people politically to his left, which I think is undoubtedly true.
If the VP spot is vacant, the president selects a new VP who must then be confirmed by the House and Senate; per the 25th amendment: