Milton rapidly intensified to a Category 5 hurricane late Monday morning.
Within hours, Milton strengthened to a Category 2, then a Category 3, then a Category 4 and finally a Category 5.
Milton now ranks as the third-greatest 24-hour wind speed intensification for a hurricane in the Atlantic Basin. (Records are based on data since the satellite era began in the 1960s.)
That seems like a perfectly reasonable place to build that’s not obviously at threat from hurricanes. But sometimes shit happens that couldn’t be easily foreseen, and THAT’S what insurance is for.
My point, however, is that insurance is NOT to make other policy holders foot the expense of someone repeatedly repairing/rebuilding after completely foreseeable/inevitable events.
To anyone that insists on having a house right on the beach on the Gulf Coast, I say, “Insure thy self.”